Auto insurance provides coverage in the event that your vehicle or someone else's property is damaged.

Collision: This coverage is used when the vehicle sustains damage from an accident with another vehicle.

Comprehensive: This coverage is used when a stationary object is struck such as a pole or mailbox. Also used in accidents with animals, such as deer.

Homeowners insurance provides financial protection in the event of damage, as well as coverage for accidents that happen on the property. Different types include:

Dwelling: Protects the physical structure of your home in case of damage from events like fire, storm, or vandalism.
Personal Property Coverage: Covers belongings such as furniture, electronics, and clothing. 

Liability: If someone is injured on your property, liability protection can help cover legal costs.